A "perfect storm" is an expression that describes an event where a rare combination of three circumstances aggravates a situation drastically. In 2010 we are coming out of the financial crisis, sifting through the regulatory morass, and watching federal agencies redefine their roles and responsibilities. Taken together these three circumstances are exacerbating economic unrest. While we watch these attempts to quell economic disorder in the global marketplace as individuals and businesses we are trying to carve out our own futures. We’ll talk about what we have solved since the crisis began which will lead us to the big ideas on the table for discussion today. And then we’ll make some predictions for the upcoming year.