Student Health and Wellness Center

For Plan Highlights and Frequently Asked Questions

Will student insurance plans be included in the national health care reform?

Federal health care reform addresses group and individual insurance plans.

Student insurance plans are under the category of "blanket accident and sickness." The American Council of Education is leading multiple organizations, including the American College Health Association, in trying to get clarity on whether student insurance plans are covered under or exempt from the federal health care reform.

In 2010, individual and group insurance plans covered by the health care reform will be required to make those changes at the time of renewal if the plans were already contracted in place.

If SOU student insurance plans are determined to be under the health care reform, the required changes would not go into place until we negotiate for 11-12 plan year.

2011-2012 Student Basic and Supplementary Insurance

Information on the 2011-2012 Student Insurance Plans is available online at the provider's website. (GallagherKoster.com)

Basic Health Insurance Plan

All students taking 6 or more eligible credits (on-line course credits do not county towards eligibility for student insurance) during fall, winter and spring terms are automatically enrolled in the Basic Health Insurance Plan. Enrollment in the Basic Plan is required for purchasing the Optional Supplemental Insurance Plan.

SUMMER TERM ALERT:  Students are NOT automatically enrolled in the Basic Health Insurance Plan for summer session regardless if they are taking 6 or more eligible credits. Students who want summer coverage must self enroll at (GallagherKoster.com). 

The plan is designed to work with other major medical insurance plans.

The premium for the Basic Health Insurance Plan is $65 a term.

Oregon Health Plan

The Student Health and Wellness Center is not a preferred provider on the Oregon Health Plan.